80% of independent businesses that used community banks reported they were satisfied with their overall experience, compared with 68% for large banks and just 43% for online lenders. Lending to Small Business: According the Federal Reserve's Small Business Credit Survey: Report on Employer Firms, community banks are the small business lender of choice. Innovation: As high-tech, high-touch local financial institutions, community banks work with their customers to ensure they have access to innovative products and services. Relationship Banking: Community bank officers know their customers and may consider family history and discretionary spending in making loans. Local Focus: Community banks channel their loans to the neighborhoods where their depositors live and work, which helps local businesses and communities thrive. Member and partner of the Independent Community Bankers of America ICBC is committed to upholding the highest professional standards in community banking and providing programs tailored specifically for community bankers. One solid, strong united voice heard throughout the Capitol. Through strong leadership and effective advocacy, the ICBC works to protect the interests of Colorado’s community banks both at the state and federal level. ICBC believes in fair competition for all financial institutions, maintaining the separation of banking and commerce, and a balanced financial system to prevent the concentration of economic and financial-services resources. ICBC is Colorado’s exclusive voice for Colorado’s community banks.ICBC represents banks of all sizes, charter types and is dedicated to solely representing the interests of the community banking industry and the communities and customers they serve.Ĭommunity banks improve our standard of living by funding small businesses, farmers and use local dollars to assist families to purchase homes and other goods, finance college and build financial security. Community bankers are our neighbors, friends, and a vital component of every community. Provide a forum that promotes ideas and relationships and the communication of common objectives.Advance common legislative and regulatory goals and.Enhance and promote strong and profitable independent community banks.It is the Mission of Independent Community Bankers of Colorado (ICBC) to:
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